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Opening a bank account with APS Bank 


The International Student Savings Account is specifically designed for foreign students following tertiary education at the University of Malta. It is a basic account used to:

1)   Receive Scholarship funds;
2)   Pay tuition fees;
3)   Receive financial assistance;
4)   Receive subsistence allowances to manage day-to-day needs.

To open an International Student Savings Account, you must visit APS Bank’s Sliema Branch at 226, Tower Road, Sliema, SLM1600. The following documentation needs to be presented in order to proceed with the profile opening process:
  • Passport
  • University student identification card
  • Scholarship agreement (where applicable)
  • Utility bill (if available)
  • Bank statements from your country of origin for the last 12 months (if available)
  • Letter of introduction to the bank (including the students' addresses in Malta and country of origin, UM acceptance letter, UM course details, UM sponsorship details and details of the subsistence allowance where applicable)
Following the submission of the above-mentioned documentation, the Bank will start its on-boarding process and any necessary due diligence procedures. After a few weeks, the Bank will invite you to visit its Sliema Branch again to finalise the opening of the International Student Savings Account.

During your second visit to the APS Sliema Branch, you will be asked to make an initial minimum deposit of €25 to activate the new account.

Following the account activation, you will be able to make deposits and withdrawals using your Visa debit card at any ATMs.

You will also be able to carry out third-party payments and view transactions through the myAPS internet banking service.

To view information on the International Student Savings Account and its Terms and Conditions, please click here.

Terms and conditions may apply.

Last Updated: 13 November 2019

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