https://www.um.edu.mt/library/oar/handle/123456789/4653 Sat, 18 Apr 2026 20:34:20 GMT 2026-04-18T20:34:20Z https://www.um.edu.mt/library/oar/handle/123456789/145675 Title: Final provisions (Arts. 100–102) Authors: Kozińska, Magdalena; Marano, Pierpaolo Abstract: Article 100 : Transposition (1). By 29 January 2027, Member States shall adopt and publish the measures necessary to comply with Articles 1 to 91, 96 and 97 of this Directive. They shall immediately inform the Commission thereof. They shall apply those measures from 30 January 2027. When Member States adopt those measures, they shall include a reference to this Directive or be accompanied by such a reference on the occasion of their official publication. Member States shall determine how such reference is to be made. [extract] Thu, 01 Jan 2026 00:00:00 GMT https://www.um.edu.mt/library/oar/handle/123456789/145675 2026-01-01T00:00:00Z https://www.um.edu.mt/library/oar/handle/123456789/145673 Title: Resolution and third-country aspects (Arts. 75–79) Authors: Marano, Pierpaolo Abstract: In accordance with Article 218 TFEU, the Commission may submit to the Council proposals for the negotiation of agreements with one or more third countries regarding the means of cooperation between the resolution authorities and the third-country authorities concerned, including the sharing of information in connection with recovery and resolution planning in relation to insurance and reinsurance undertakings, third-country insurance and reinsurance undertakings, and groups. [excerpt] Thu, 01 Jan 2026 00:00:00 GMT https://www.um.edu.mt/library/oar/handle/123456789/145673 2026-01-01T00:00:00Z https://www.um.edu.mt/library/oar/handle/123456789/145641 Title: The Insurance recovery and resolution directive : a commentary Authors: Marano, Pierpaolo; Kozińska, Magdalena Abstract: This comprehensive Commentary explains the objectives of the Insurance Recovery and Resolution Directive (IRRD) and its crisis management structure as applicable to the EU (re)insurance sector. It provides an in-depth discussion of the mechanisms and tools that Member States will be required to implement, outlining the fundamental considerations for the transposition and practical application of individual provisions. Thu, 01 Jan 2026 00:00:00 GMT https://www.um.edu.mt/library/oar/handle/123456789/145641 2026-01-01T00:00:00Z https://www.um.edu.mt/library/oar/handle/123456789/145634 Title: L’Intelligenza artificiale nella realizzazione e distribuzione dei prodotti assicurativi : verso una compliance integrata tra AI Act, IDD e POG Authors: Marano, Pierpaolo Abstract: Il saggio esamina l’impatto dell’AI Act (Reg. UE 2024/1689) sulla disciplina europea della Product Oversight and Governance (POG) e sulla distribuzione assicurativa, ponendo l’accento sull’interazione con la Direttiva IDD, il Regolamento delegato 2017/2358 e le corrispondenti Linee guida EIOPA. Viene analizzato l’impiego di sistemi di intelligenza artificiale ad alto rischio lungo tutto il ciclo di vita del prodotto assicurativo — dalla progettazione alla distribuzione, fino al monitoraggio post-vendita — evidenziando come ciò influenzi la funzione di compliance, gli obblighi informativi, la trasparenza algoritmica e la responsabilità degli operatori. Il lavoro si conclude proponendo un approccio integrato alla compliance che tenga insieme AI Act, GDPR e normativa settoriale, con l’obiettivo di tutelare l’assicurato e garantire la sostenibilità regolatoria.; The essay examines the impact of the AI Act (Reg. (EU) 2024/1689) on the European framework for Product Oversight and Governance (POG) and insurance distribution, with particular emphasis on its interaction with the IDD Directive, Delegated Regulation 2017/2358, and the corresponding EIOPA Guidelines. It analyses the use of high-risk artificial intelligence systems throughout the insurance product lifecycle—from design to distribution and post-sale monitoring—highlighting how this affects the compliance function, disclosure obligations, algorithmic transparency, and the liability of market participants. The paper concludes by proposing an integrated compliance approach that aligns the AI Act, the GDPR, and sectoral regulation, with the aim of protecting policyholders and ensuring regulatory sustainability. Wed, 01 Jan 2025 00:00:00 GMT https://www.um.edu.mt/library/oar/handle/123456789/145634 2025-01-01T00:00:00Z