https://www.um.edu.mt/library/oar/handle/123456789/75355 Tue, 23 Jun 2026 22:29:27 GMT 2026-06-23T22:29:27Z https://www.um.edu.mt/library/oar/handle/123456789/75623 Title: Journal of Corporate Governance, Insurance and Risk Management : volume 8 : issue 1 Editors: Todorović, Igor; Grima, Simon; Özen, Ercan; Tipurić, Darko Abstract: Table of contents:; 1/ Pelin Kaya, Şenol Babuscu, & Adalet Hazar - The determinants of profitability of large-scale and small-scale Turkish deposit banks; 2/ Ahmet Atalay - Environmental sustainability and sports : an evaluation of sports-induced adverse effects on the environment; 3/ Huriye Gonca Diler - Impact on inclusive development of information and communication technologies in Turkey; 4/ Necmiye Serap Vurur - The relationship of BIST sector indices with exchange rate volatility; 5/ Maia Diakonidze - Tourism insurance market, risks and prospects : the case study; 6/ Larisa Mistrean - Behavioural evolution of consumers of banking services in the COVID-19 pandemic situation; 7/ Ender Baykut, & Selver Diyar - The effect of global risk indicators on developing country stock exchanges : the case of BRICS-T; 8/ Adnan Sevim - Evaluation of financial statements of sports clubs for 2019 and 2020 operational periods in terms of the covid-19 pandemic and research in terms of financial risk; 9/ Abdulkadir Kurt, & Veysel Kula - Investigation of the relationship between Brent Oil and cryptocurrencies during the pandemic period; 10/ Herolinda Murati-Leka, & Doruntina Ajvazi - Attitudes and beliefs about minimum wage in Kosovo : results of a public survey; 11/ Cătălina Sitnikova, Anca Băndoi, Mariana Paraschiva Olaru (Staicu), & Alina Mădălina Belu - Systematic approach to internal control and audit from the perspective of organizational culture practiced by entities of Romania; 12/ Necla Kuduz - Green business : sustainability and risk management in Turkish banking sector; 13/ Pedro Adalid Ruiz, & Cantürk Kayahan - Entrepreneurship among young people in Spain and Turkey : incentives and challenges to overcome Fri, 01 Jan 2021 00:00:00 GMT https://www.um.edu.mt/library/oar/handle/123456789/75623 2021-01-01T00:00:00Z https://www.um.edu.mt/library/oar/handle/123456789/75607 Title: The determinants of profitability of large-scale and small-scale Turkish deposit banks Authors: Kaya, Pelin; Babuscu, Senol; Hazar, Adalet Abstract: This paper aims to explore the bank-specific and macroeconomic determinants of the banks' profitability by dividing the Turkish deposit banks into large-scale and small-scale entities. For this purpose, panel data analysis was applied using fixed effects model, based on quarterly data for the period from March 2009 to September 2020 for 24 deposit banks. Return on assets and return on equity are used as a measure of the banks’ profitability. According to the results, the determinants of profitability differ between large-scale banks and small-scale banks. With respect to the bank-specific determinants, the findings show that the equity/assets, deposits/assets and liquidity ratio have significant impact on the profitability of large-scale banks, whereas they have no relationship with the profitability of small-scale banks. The profitability of large-scale banks is negatively affected by their asset quality ratios. On the other hand, while the ratio of loans to total assets has no impact on the profitability of small-scale banks, the non-performing loan ratio has a positive impact. While the asset size and income-expense ratios have positive and significant impacts on the profitability of small-scale banks, they exhibit no relationship with the profitability of large-scale banks. With regard to macroeconomic indicators, small-scale banks’ profitability is negatively affected by economic growth, whilst large-scale banks are not. This study is aimed to contribute to the literature by analysing the determinants of Turkish deposit banks’ profitability under the classification of large-scale and small-scale banks. Fri, 01 Jan 2021 00:00:00 GMT https://www.um.edu.mt/library/oar/handle/123456789/75607 2021-01-01T00:00:00Z https://www.um.edu.mt/library/oar/handle/123456789/75606 Title: Environmental sustainability and sports : an evaluation of sports-induced adverse effects on the environment Authors: Atalay, Ahmet Abstract: The United Nations Sustainable Development Goals are grouped under three main titles; economic development, environmental sustainability, and improvement of social well-being. Environmental sustainability is one of the most important components of sustainable development goals because it is obvious that without a sustainable environment, economic and social development goals will be abandoned. While the unplanned use of the environment and natural resources threatens environmental sustainability, it can be said that one of the most important actors in this process is sports. Mass production and consumption, facility-establishment, and increase in organizations in sports accelerate environmental and natural destruction. The sustainability of sports is directly proportional to environmental sustainability. Therefore, reduction of the sports-induced negative environmental impacts will make great contributions to environmental sustainability. In this way, it will be possible to transfer both the natural environment and sports to future generations. This study was limited to environmental sustainability, which is one of the three main titles set for sustainable development goals and the effects of sports on environmental sustainability were evaluated in the light of available literature. Again, regarding the existing literature, suggestions were developed to reduce the negative environmental impacts of sports. Fri, 01 Jan 2021 00:00:00 GMT https://www.um.edu.mt/library/oar/handle/123456789/75606 2021-01-01T00:00:00Z https://www.um.edu.mt/library/oar/handle/123456789/75499 Title: Impact on inclusive development of information and communication technologies in Turkey Authors: Diler, Huriye Gonca Abstract: In this study, the impact on inclusive development of information and communication technologies in Turkey's economy is analyzed. Information and communication technologies are represented by mobile phone penetration measured by mobile cellular subscriptions, and inclusive development is measured by the human development index (IHDI) adapted to inequality. The annual data used in this study covers the period 1990-2019. After examining the stationarity of the series of variables, the cointegration between variables was investigated using the ARDL approach. As a result of the ARDL test, a cointegration between inclusive development and information and communication technologies has been determined. Toda-Yamamoto causality test was conducted to find the direction of the relationship between variables. The findings obtained from the analysis of causality determined that it has an impact on inclusive development of information and communication technologies in Turkey. Fri, 01 Jan 2021 00:00:00 GMT https://www.um.edu.mt/library/oar/handle/123456789/75499 2021-01-01T00:00:00Z