Please use this identifier to cite or link to this item: https://www.um.edu.mt/library/oar/handle/123456789/29470
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dc.date.accessioned2018-04-23T11:52:14Z-
dc.date.available2018-04-23T11:52:14Z-
dc.date.issued2017-
dc.identifier.urihttps://www.um.edu.mt/library/oar//handle/123456789/29470-
dc.descriptionLL.D.en_GB
dc.description.abstractThis thesis critically analyses the problems that came about following the 2008 financial crisis, and the effects of such problems on enterprising individuals and SMEs. There were a number of solutions to the finance gap created, and these options will be briefly discussed before then analysing thoroughly the role crowd funding, and especially Crowdlending has played in finance. The thesis exposes the lack of legislative preparedness for the introduction of such a Crowdlending model in Malta, and also the reluctance of Maltese to venture for alternative means of financing and the use of FinTech. Crowdlending is an international solution offered to the global problem of the finance gap and this thesis has delved into the different ways various jurisdictions have gone about regulating such a sector and what prompted the regulation of such a sector. The UK, which has the most advanced regulatory system, is discussed in depth to see what led to unrelenting growth in the sector in conjunction with successful regulation. The thesis then elicits the benefits and disadvantages that arise when regulating such a sector. Crowdlending utilizes technology to offer financial services and hence there is the predominant possibility of cross-border transactions taking place and jurisdictional issues may arise. The different cross-border scenarios that may arise are analysed to see how current regulation would apply to such scenarios. The thesis then sets out a number of regulatory proposals that could facilitate the introduction of Crowdlending in Malta, besides setting out the need to regulate as a means to kick-start the sector and as a means to offer another solution to access financing in Malta. The mitigation of risk, by building trust, and facilitating such investment is a vital factor that could lead to increased economic growth.en_GB
dc.language.isoenen_GB
dc.rightsinfo:eu-repo/semantics/restrictedAccessen_GB
dc.subjectCrowd funding -- Law and legislation -- Maltaen_GB
dc.subjectCrowd funding -- Maltaen_GB
dc.subjectFinancial services industry -- Law and legislation -- Maltaen_GB
dc.titleA critical analysis of the regulation of crowdlending : a local perspectiveen_GB
dc.typemasterThesisen_GB
dc.rights.holderThe copyright of this work belongs to the author(s)/publisher. The rights of this work are as defined by the appropriate Copyright Legislation or as modified by any successive legislation. Users may access this work and can make use of the information contained in accordance with the Copyright Legislation provided that the author must be properly acknowledged. Further distribution or reproduction in any format is prohibited without the prior permission of the copyright holder.en_GB
dc.publisher.institutionUniversity of Maltaen_GB
dc.publisher.departmentFaculty of Lawsen_GB
dc.description.reviewedN/Aen_GB
dc.contributor.creatorUrpani, Dirk-
Appears in Collections:Dissertations - FacLaw - 2017
Dissertations - FacLawCom - 2017

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