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Title: Access to finance for Latvian SMEs
Authors: Rupeika-Apoga, Ramona
Solovjova, Irina
Keywords: Banks and banking -- Latvia
Banks and banking -- European Union countries
Loans -- European Union countries
Loans -- Latvia
Lumber trade -- Latvia
Small business -- Latvia
Small business -- Finance -- Latvia
Small business -- Finance -- European Union countries
Issue Date: 2017
Publisher: University of Piraeus. International Strategic Management Association
Citation: Rupeika-Apoga, R., & Solovjova, I. (2017). Access to finance for Latvian SMEs. European Research Studies Journal, 20(3A), 57-68.
Abstract: In this paper, we attempt to explore why banks possessing free assets and willingness to lend, on the one side, and businesses lacking money, on the other side, do not meet. We are looking for answers why all EU initiatives for more available funding for SMEs still haven’t resulted positively and loan growth rate is more than modest. The empirical part of the research is based on the quantitative and qualitative assessment of the commercial banks, SMEs of Latvia and case studies of timber industry. The result of the analyses has been discussed and recommendations have been provided for policy makers and academician, opening new areas for this timely topic research.
ISSN: 11082976
Appears in Collections:European Research Studies Journal, Volume 20, Issue 3, Part A

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