Elderly people - easy prey for online fraudsters. A research focused on explaining the Maltese context

Abstract

This study analysed older internet users and their victimisation brought on through online fraud. The research focused on whether older adults were being targeted as a result of their vulnerability which is caused by their age or inversely if age does not play a role in the matter. Research is limited regarding online fraud with older adults as victims. As a result of this the author, explored the Maltese context, comparing it with other countries. Using a qualitative approach, the study aimed to establish meanings to terms such as ‘older persons’, ‘online fraud’ and ‘older person vulnerability’. The data on this matter was collected through semi-structured interviews with professionals who work with older victims as well as police officers from specific branches of the Malta Police Force. These interviews gave a more in-depth view on the Maltese context. The study found that, older persons are considered to be individuals who attained the age of 60 years. Older person vulnerability was found to be caused by several factors such as; social isolation or physical and mental health problems. The research also found that older internet users are not specifically targeted. Online fraud is directed towards a massive amount of users. If an older person does happen to be a part of this group they are more likely to fall victim. The research was completed by listing suggestions which recommend and expand future research. The study also listed suggestions aimed towards policy makers which propose awareness, education and the setting up of an agency which caters for online fraud. Such recommendations are based on the data gathered via the interview process. These suggestions are made in hopes of decreasing online fraud victimisation of older persons.