Please use this identifier to cite or link to this item:
Full metadata record
DC FieldValueLanguage
dc.contributor.authorHosen, Muhamad Nadratuzzaman-
dc.contributor.authorFitria, Sabrina-
dc.identifier.citationHosen, M. N., & Fitria, S. (2018). The performance of Islamic rural banks in Indonesia : 2010-2015. European Research Studies Journal, 21(Special issue 3), 423-440.en_GB
dc.description.abstractThis research aims to examine the influence of concentration rate of the four largest full-fledged Islamic commercial banks (BUS) on the performance of Islamic Rural Banks (BPRS) using ordinary least square (OLS) method. The results show that BUS, Islamic Banking Subsidiary (UUS), and BPRS have always been operating within the same financing market of murabaha products and competing for the same Micro, Small and Medium Enterprises (MSME) sector. Another result finds that despite the high level of concentration from the four largest BUS, the concentration rate insignificantly affects the profitability level of BPRS. This insignificant influence indicates that BUS, UUS, and BPRS are operating in a monopolistic market. It also proves the efficiency hypothesis in Islamic banking industry in Indonesia. Furthermore, this research confirms the competition-fragility theory where the concentration rate of the largest BUS negatively influences non-performing financing (NPF) rate of BPRS.en_GB
dc.publisherUniversity of Piraeus. International Strategic Management Associationen_GB
dc.subjectBanks and banking -- Indonesiaen_GB
dc.subjectBanks and banking -- Islamic countriesen_GB
dc.subjectBanks and banking -- Religious aspects -- Islamen_GB
dc.subjectFinance -- Religious aspects -- Islamen_GB
dc.subjectRural development -- Religious aspects -- Islamen_GB
dc.subjectRural development -- Indonesiaen_GB
dc.titleThe performance of Islamic rural banks in Indonesia : 2010-2015en_GB
dc.rights.holderThe copyright of this work belongs to the author(s)/publisher. The rights of this work are as defined by the appropriate Copyright Legislation or as modified by any successive legislation. Users may access this work and can make use of the information contained in accordance with the Copyright Legislation provided that the author must be properly acknowledged. Further distribution or reproduction in any format is prohibited without the prior permission of the copyright holder.en_GB
dc.publication.titleEuropean Research Studies Journalen_GB
Appears in Collections:European Research Studies Journal, Volume 21, Special Issue 3

Files in This Item:
File Description SizeFormat 
The Performance of Islamic Rural Banks in Indonesia_ 2010-2015.pdf339.39 kBAdobe PDFView/Open

Items in OAR@UM are protected by copyright, with all rights reserved, unless otherwise indicated.