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dc.description.abstractThere have been various debates as to the effectiveness of microfinance in reaching the poorest of the poor. Hence the scope of this research is to assess the effectiveness of microfinance as a means of targeting the destitute poor. What is the result achieved when combining microfinance programmes with social safety net programmes as a means of alleviating poverty? The research consisted of secondary data mainly compiled from CGAP, MIX, and the World Bank. The study has been conducted over the ten-year period 1999 to 2009 for the five major developing regions; Asia, Europe and Central Asia, Latin America and Caribbean, Middle East and North Africa, and sub-Saharan Africa. Several indicators were used to analyse both poverty numbers and microfinance outreach level including poverty headcount ratios, gross domestic product, number of institutions and borrowers, and the client poverty level. Each region has seen an overall decline in poverty rates, especially in Asia and Sub-Saharan Africa. Yet both regions still have the highest poverty rates when compared to the other three regions. Although all regions are highly under-developed, their GDP per capita is gradually improving. The state of microfinance in the respective regions has progressed between 1999 and 2009 which is illustrated by the fact that all five regions have increased the number of microfinance institutions. The number of active borrowers per region has also increased albeit one must make allowance for certain externalities such as the financial and economic crisis that resulted in a decline in borrowers during particular years. The client poverty level was finally observed to assess the microfinance outreach level to the destitute poor. This sector has seen great improvements, however, microfinance inst The case studies chapter illustrates that with careful planning and constant monitoring, microfinance and social safety net programmes are a step towards reaching the poorest of the poor.en_GB
dc.subjectEconomic assistance, Domesticen_GB
dc.subjectGross domestic product
dc.titleThe link between microfinance and social safety net programmesen_GB
dc.rights.holderThe copyright of this work belongs to the author(s)/publisher. The rights of this work are as defined by the appropriate Copyright Legislation or as modified by any successive legislation. Users may access this work and can make use of the information contained in accordance with the Copyright Legislation provided that the author must be properly acknowledged. Further distribution or reproduction in any format is prohibited without the prior permission of the copyright holder.en_GB
dc.publisher.institutionUniversity of Maltaen_GB
dc.contributor.creatorVella, Sarah (2011)en_GB
Appears in Collections:Dissertations - FacEma - 2011
Dissertations - FacEMABF - 2011

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