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DC Field | Value | Language |
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dc.date.accessioned | 2021-01-05T10:33:23Z | - |
dc.date.available | 2021-01-05T10:33:23Z | - |
dc.date.issued | 2020 | - |
dc.identifier.citation | Baldacchino, M. (2020). The factors determining the private pension planning of female service sector workers in Malta (Bachelor's dissertation). | en_GB |
dc.identifier.uri | https://www.um.edu.mt/library/oar/handle/123456789/66660 | - |
dc.description | B.COM.(HONS)ECONOMICS | en_GB |
dc.description.abstract | This dissertation aims to determine the key factors influencing the private pension planning of female service sector workers in Malta. The necessary data was obtained by means of an online questionnaire, targeted towards employed women aged between 18 and 60 years old. The data was then analysed via SPSS and the Eviews Statistical Package, using a logistic regression. The results obtained suggest that income, time preference, age, financial literacy and the age of dependents are key factors influencing female private pension planning. However, the respondents’ education level, marital status, profession type and whether they are the sole breadwinner of the household or not, are not significantly associated with their private pension planning. Briefly, the results suggest that older women are more likely than their younger counterparts to have a private pension plan in place. The same would apply to higher earning relative to lower earning women. Similarly, those women with at least a basic level of financial literacy are more likely to own a pension plan than their financially illiterate counterparts. Those women with young dependents, aged younger than eighteen, are also more likely to own a private pension plan than those women not having any young dependents. This study is, of course, subject to a number of limitations, namely those associated with the method of research used. Consequently, limitations such as self-selection bias and the lessthan-perfect population representation are considered throughout. | en_GB |
dc.language.iso | en | en_GB |
dc.rights | info:eu-repo/semantics/restrictedAccess | en_GB |
dc.subject | Women -- Employment -- Malta | en_GB |
dc.subject | Service industries -- Malta | en_GB |
dc.subject | Pension trusts -- Investments -- Malta | en_GB |
dc.subject | Logistic regression analysis -- Malta | en_GB |
dc.title | The factors determining the private pension planning of female service sector workers in Malta | en_GB |
dc.type | bachelorThesis | en_GB |
dc.rights.holder | The copyright of this work belongs to the author(s)/publisher. The rights of this work are as defined by the appropriate Copyright Legislation or as modified by any successive legislation. Users may access this work and can make use of the information contained in accordance with the Copyright Legislation provided that the author must be properly acknowledged. Further distribution or reproduction in any format is prohibited without the prior permission of the copyright holder. | en_GB |
dc.publisher.institution | University of Malta | en_GB |
dc.publisher.department | Faculty of Economics, Management and Accountancy. Department of Economics | en_GB |
dc.description.reviewed | N/A | en_GB |
dc.contributor.creator | Baldacchino, Martina | - |
Appears in Collections: | Dissertations - FacEma - 2020 Dissertations - FacEMAEco - 2020 |
Files in This Item:
File | Description | Size | Format | |
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20BEC004.pdf Restricted Access | 1.58 MB | Adobe PDF | View/Open Request a copy |
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