1. OAR@UM
  2. External Research Collection
  3. Social Sciences
  4. Finance
  5. International Journal of Finance, Insurance and Risk Management (JFIRM)
  6. 2017
  7. Volume 7, Issue 1, 2017
Please use this identifier to cite or link to this item: https://www.um.edu.mt/library/oar/handle/123456789/72320
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dc.contributor.authorItoo, Rais Ahmad-
dc.contributor.authorSelvarasu, A.-
dc.date.accessioned2021-03-26T06:41:12Z-
dc.date.available2021-03-26T06:41:12Z-
dc.date.issued2017-
dc.identifier.citationItoo, R. A., & Selvarasu, A. (2017). Loan products and credit scoring methods by commercial banks. International Journal of Finance, Insurance and Risk Management, 7(1), 1297-1304.en_GB
dc.identifier.urihttps://www.um.edu.mt/library/oar/handle/123456789/72320-
dc.description.abstractThis study describes the loan products offered by the commercial banks and credit scoring techniques used for classifying risks and granting credit to the applicants in India. The loan products offered by commercial banks are: Housing loans, Personal loans, Business loan, Education loans, Vehicle loans etc. All the loan products are categorized as secures and unsecured loans. Credit scoring techniques used for both secured as well as unsecured loans are broadly divided into two categories as Advanced Statistical Methods and Traditional Statistical Methods.en_GB
dc.language.isoenen_GB
dc.publisherISMASYSTEMS Scientific Researchen_GB
dc.rightsinfo:eu-repo/semantics/openAccessen_GB
dc.subjectBanks and banking -- Case studiesen_GB
dc.subjectLoansen_GB
dc.subjectCredit scoring systemsen_GB
dc.titleLoan products and credit scoring methods by commercial banksen_GB
dc.typearticleen_GB
dc.rights.holderThe copyright of this work belongs to the author(s)/publisher. The rights of this work are as defined by the appropriate Copyright Legislation or as modified by any successive legislation. Users may access this work and can make use of the information contained in accordance with the Copyright Legislation provided that the author must be properly acknowledged. Further distribution or reproduction in any format is prohibited without the prior permission of the copyright holderen_GB
dc.description.reviewedpeer-revieweden_GB
dc.identifier.doi10.35808/ijfirm/161-
dc.publication.titleInternational Journal of Finance, Insurance and Risk Managementen_GB
Appears in Collections:Volume 7, Issue 1, 2017

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