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DC Field | Value | Language |
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dc.contributor.author | Ozili, Peterson K. | - |
dc.contributor.author | Adamu, Ahmed | - |
dc.date.accessioned | 2022-01-19T11:31:29Z | - |
dc.date.available | 2022-01-19T11:31:29Z | - |
dc.date.issued | 2021 | - |
dc.identifier.citation | Ozili, P. K., & Adamu, A. (2021). Does financial inclusion reduce non-performing loans and loan loss provisions? Journal of Corporate Governance, Insurance and Risk Management, 8(2), 10-24. | en_GB |
dc.identifier.uri | https://www.um.edu.mt/library/oar/handle/123456789/87255 | - |
dc.description.abstract | We examine whether countries that have high levels of financial inclusion have fewer non-performing loans and loan loss provisions in their banking sectors. The fixed effect panel regression methodology was used to analyse the effect of financial inclusion on bank non-performing loans and loan loss provisions. Using data from 48 countries, we find that greater formal account ownership is associated with high non-performing loans. Bank loan loss provisions are fewer in countries that have high levels of financial inclusion only when financial inclusion is achieved through the combined use of formal account ownership, bank branch supply and ATM supply. Also, non-performing loans are fewer in countries that experience economic boom and high levels of financial inclusion. | en_GB |
dc.language.iso | en | en_GB |
dc.publisher | Governance Research and Development Centre, Croatia & University of Malta, Faculty of Economics, Management and Accountancy, Department of Insurance | en_GB |
dc.rights | info:eu-repo/semantics/openAccess | en_GB |
dc.subject | Banks and banking -- Finance | en_GB |
dc.subject | Economic stabilization | en_GB |
dc.subject | Bank accounts | en_GB |
dc.subject | Loans | en_GB |
dc.subject | Loan loss reserves | en_GB |
dc.title | Does financial inclusion reduce non-performing loans and loan loss provisions? | en_GB |
dc.type | article | en_GB |
dc.rights.holder | The copyright of this work belongs to the author(s)/publisher. The rights of this work are as defined by the appropriate Copyright Legislation or as modified by any successive legislation. Users may access this work and can make use of the information contained in accordance with the Copyright Legislation provided that the author must be properly acknowledged. Further distribution or reproduction in any format is prohibited without the prior permission of the copyright holder. | en_GB |
dc.description.reviewed | peer-reviewed | en_GB |
dc.identifier.doi | 10.51410/jcgirm.8.2.2 | - |
dc.publication.title | Journal of Corporate Governance, Insurance and Risk Management | en_GB |
Appears in Collections: | JCGIRM, Volume 8, Issue 2, 2021 |
Files in This Item:
File | Description | Size | Format | |
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JCGIRM8(2)A2.pdf | 269.33 kB | Adobe PDF | View/Open |
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