1. OAR@UM
  2. External Research Collection
  3. Social Sciences
  4. Finance
  5. European Research Studies Journal
  6. 2008
  7. European Research Studies Journal, Volume 11, Issue 4
Please use this identifier to cite or link to this item: https://www.um.edu.mt/library/oar/handle/123456789/31793
Full metadata record
DC FieldValueLanguage
dc.contributor.authorCristea, Mirela-
dc.contributor.authorCingula, Marijan-
dc.date.accessioned2018-07-17T05:59:21Z-
dc.date.available2018-07-17T05:59:21Z-
dc.date.issued2008-
dc.identifier.citationCristea, M., & Cingula, M. (2008). Modelling techniques for life premium ratings. European Research Studies Journal, 11(4), 39-48.en_GB
dc.identifier.issn11082976-
dc.identifier.urihttps://www.um.edu.mt/library/oar//handle/123456789/31793-
dc.description.abstractThe paper presents the modelling techniques used on international practice for establishing life premiums quota. Thus, the calculus techniques used by the insurers are generally based on a series of indicators named mortality indicators which mainly point out the insured persons’ survival probability, the death probability and life expectancy at certain age. In Romania, these indicators are settled by National Institute of Statistics and they represent the basis for the calculation of the premiums quotes and for the elaboration by the insurers of premium tables. The benefit for the policyholder is to obtain insurance at a fair and competitive price and for the insurer, to maintain the experience of its portfolio in line with mortality assumptions.en_GB
dc.language.isoenen_GB
dc.publisherUniversity of Piraeus. International Strategic Management Associationen_GB
dc.rightsinfo:eu-repo/semantics/openAccessen_GB
dc.subjectLife insuranceen_GB
dc.subjectLife insurance premiumsen_GB
dc.subjectLife insurance -- Ratesen_GB
dc.titleModelling techniques for life premium ratingsen_GB
dc.typearticleen_GB
dc.rights.holderThe copyright of this work belongs to the author(s)/publisher. The rights of this work are as defined by the appropriate Copyright Legislation or as modified by any successive legislation. Users may access this work and can make use of the information contained in accordance with the Copyright Legislation provided that the author must be properly acknowledged. Further distribution or reproduction in any format is prohibited without the prior permission of the copyright holder.en_GB
dc.description.reviewedpeer-revieweden_GB
dc.publication.titleEuropean Research Studies Journalen_GB
Appears in Collections:European Research Studies Journal, Volume 11, Issue 4

Files in This Item:
File Description SizeFormat 
Modelling_techniques_for_life_premium_ratings_2008.pdf69.33 kBAdobe PDFView/Open
Show simple item record Statistics


Items in OAR@UM are protected by copyright, with all rights reserved, unless otherwise indicated.