Please use this identifier to cite or link to this item:
https://www.um.edu.mt/library/oar/handle/123456789/42971
Title: | Determinants of business models innovation of Islamic bank in Indonesia |
Authors: | Jatnika, Firman Effendi, Nury Febrian, Erie Anwar, Mokhamad |
Keywords: | Banks and banking -- Indonesia Banks and banking -- Religious aspects -- Islam Customer relations -- Indonesia |
Issue Date: | 2019 |
Publisher: | University of Piraeus. International Strategic Management Association |
Citation: | Jatnika, F., Effendi, N., Febrian, E., & Anwar, M. (2019). Determinants of business models innovation of Islamic bank in Indonesia. European Research Studies Journal, 22(2), 64-82. |
Abstract: | Purpose: This study analyzes the effect of dynamic capabilities, customer knowledge management, and religiosity each as a determinant that drives all components and systems in an organization to run business model innovations, to improve business performance to be healthy and to grow sustainably. Design/Methodology/Approach: The quantitative, descriptive and explanatory analysis was taken by using the SEM-PLS method. Research data were collected through questionnaires with participants of this study being senior managers of Indonesia Islamic banks. Findings: The results show that religiosity variable together with the Customer Knowledge Management and Dynamic Capability variables simultaneously and partially through business model innovations are proved to influence business performance. Religiosity variables are positive and significant determinants of business model innovation. Religiosity, Customer Knowledge Management, and Dynamic Capability do not directly influence business performance. Practical Implications: The results show that the religiosity variable, alongside Customer Knowledge Management and Dynamic Capability variables simultaneously through business model innovations influences business performance and they can be used by the top management to improve performance. Originality/Value: The study implies a recommendation for Islamic banks to allocate enough resources and invest in improving learning capabilities, building tools and methodologies to find out customer needs in depth. |
URI: | https://www.um.edu.mt/library/oar//handle/123456789/42971 |
ISSN: | 11082976 |
Appears in Collections: | European Research Studies Journal, Volume 22, Issue 2 |
Files in This Item:
File | Description | Size | Format | |
---|---|---|---|---|
Determinants of Business Models Innovation of Islamic Bank in Indonesia.pdf | 389.25 kB | Adobe PDF | View/Open |
Items in OAR@UM are protected by copyright, with all rights reserved, unless otherwise indicated.