Identifying factors influencing the popularization of cryptocurrencies among students in Poland in 2024

Abstract

In recent years, cryptocurrencies can no longer be regarded as a novel or unfamiliar phenomenon, either by researchers and practitioners or by current and prospective users. While relatively few potential users engage in cryptocurrency use daily, typically limited to investment activities, there is nonetheless a broad awareness of the concept. The phenomenon of cryptocurrencies no longer carries predominantly negative connotations; however, they have yet to achieve widespread adoption. Therefore, a study was undertaken with the primary objective of identifying preferences related to the perception of cryptocurrency use in the Polish economic context. The research placed particular emphasis on the anticipated role of commercial banks and financial institutions in promoting the adoption of this solution. Research into the determinants of cryptocurrency use may adopt different approaches and perspectives. They include: considerations of factors to be taken into account, research models or barriers to adoption of this technology. [excerpt]