The University of Malta (UM), Mediterranean Insurance Brokers (Malta) Ltd (MIB) and Atlas Healthcare Insurance Agency Limited are pleased to announce the renewal of the Employee Benefit Scheme for the period 1 March 2025 up to and including 28 February 2026. The rates of contributions are the following (in line with the expiring rates):

Option 1a is covered in full by the UM for its full-time staff. Staff under Option 2a and 3a have to deduct the relevant Option 1 premium paid by the University for its full-time staff.

The following rates have to be added to the rates for standard option 1, 2 or 3:

Members of staff who wish to upgrade their cover are required to fill in the relevant proposal form/s. If dependents are being included for the first time or are upgrading their cover, they should include their details on the staff member’s proposal form. It is important that proposal forms are fully completed and signed manually by all applicants over the age of 18 years – Forms with electronic signatures will not be accepted. Pre-existing conditions (if any) will not be covered under the upgraded cover for staff members and on all covers for dependents.

As last year Atlas Healthcare is offering the Dental Corporate to staff that are insured under options 2 or 3 only. Staff wishing to include this benefit to their cover is to fill in the Dental Corporate application form.

UM will continue to give the opportunity to its employees to pay the premium in monthly instalments. Therefore, members of staff who have not taken this option last year, and would like to opt for it now, are required to fill in the relevant form.

UM undertakes to contribute on a pro-rata basis, the premium of its employees who are engaged on a part-time or reduced hour basis. These members of staff are not automatically insured. Contact Ms Rebecca Vella Psaila to check whether you are insured or not.

All relevant forms and the new ‘Table of Benefits’ may be downloaded from the following page.

Alternatively, forms may be obtained from the Office of the Employee Benefit Scheme, Room 217, Administration Building, University of Malta, Msida. 

Procedure

Staff wishing to make changes to their level of cover should inform the Employee Benefit Scheme Office by not later than 24 February 2024. In the case where a form is required completion, Ms. Vella Psaila (details below) will be providing a copy of same, and the full completed form needs to be forwarded to MIB by email to Mr Gabriel Attard by not later than 24 February 2024. 

Late submissions will not be accepted. Employees are advised to retain a copy of the final form/s submitted to the insurance. 

On a separate note, it is important that you keep Insurers informed should there be a change in your residential address. Please be reminded that renewal documentation is usually sent via post and hence documentation will not reach you if Insurers do not have your latest address. You may wish to communicate any such changes to Ms Vella Psaila or Mr Attard by email (details below).

Remarks

Please also be informed that settlement of claims notified during the months of March and April are usually delayed, until such time that insurers manage to finalise the renewal process of the entire University group – Needless to mention, claims are to continue being sent to Insurers in the usual manner, either by post or, more efficiently by uploading documentation through the following link.

It is always advised that a copy of the claim’s documentation is retained until same has been finalised/ settled by Insurers; just in case these happen to get lost in post, or perhaps not being legible when uploaded online.

Changes to the Membership Handbook

Atlas Healthcare constantly reviews their policies and often make changes to update or clarify the members’ cover. With effect from renewal of this group’s policy, a new Membership Handbook will be introduced.  Atlas will be updating their terms in respect of cover for advanced therapy medicinal products. We are referring to exclusion 3.2 in Section 3 ‘What we do not pay for – exclusions and limitations.’ The updated Membership Handbook may be accessed from the following link.

Contact:

Ms Rebecca Vella Psaila or send an email

Mr Gabriel Attard on Tel: +356 2343 3116 or send an email.