An experienced Banking, Insurance and Financial Services Professional with over 25 years experience within the Retail Banking, Financial Services and Insurance Sectors and also Business Consultancy.

Mark has been qualified with a Masters degree in Insurance & Risk Management from the University of Malta and as an independent Risk Manager with particular experience in VAR, RMICAAP, Business Continuity and Disaster Recovery for a number of Funds and SICAVs. He has also just recently acquired certification in International Business Law from the City University in London.

Mark has over the years built his experience in Operations Management, Recruitment and Training and Risk Management. This experience has led Mark to branch out on his own and create ATCS Consultancy Ltd which specializes in legally certified translations.

Mark is also a Visiting Senior Lecturer at the University of Malta in subjects directly related to Risk Management, Insurance and Governance & Compliance.

Mark also takes on a number of Risk Consultancy roles of licensed entities within the Malta Financial Services Industry and is an independently licensed Risk Manager via AIRMIC (London) and MFSA (Malta). He is also an active member of FERMA and has recently acquired RIMAP certification.

Mark currently holds the position of Chief Risk and Compliance Officer with RCI Insurance Ltd in which he oversees Internal Control, Risk Management, Legal and Compliance teams and functions. He is responsible for creating and reviewing all legal contracts and product wording for terms and conditions under the Insurance Distribution Directive. He is also responsible for all areas of law including complaints, arbitration, mediation and litigation.